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    Ziektekostenverzekeringen voor expats

    Expat-verzekeringen

    Designed for individuals and families living or working abroad, our international expat medical insurance provides access to healthcare support and services across your chosen area of cover.

    Enjoy:

    • Comprehensive cover to suit different budgets
    • Flexible plans including mental health and cancer care
    • Global access to care & telehealth doctors
    • 24/7 ondersteuning
    Offerte aanvraag, het kost maar 2 minuten!
    Vraag een gratis offerte aan
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    Moving abroad brings new, exciting opportunities - and having appropriate health cover in place can help you access healthcare while living overseas. Our international health insurance for expats is designed to provide support throughout your time abroad.

    With Cigna Healthcare plans, you get:

    • International cover designed to support your healthcare needs
    • Flexible plans shaped around your lifestyle, location, and priorities
    • Access to a global network of providers, and 24/7 customer support

    What is expat medical insurance?

    Expat insurance is health cover designed for people living or working abroad, helping them access healthcare services covered under their plan.

    Whether you're based in one country or moving between destinations, global coverage can help you access healthcare across multiple countries through a single plan, rather than relying on local systems in each location.

    It's designed to make healthcare abroad more straightforward, with access to care and support across your chosen area of cover.

    Key benefits include:

    • One plan that covers you across multiple countries, with no need to switch
    • Access to international healthcare providers and support when needed
    greenLeaf

    Waarom kiezen voor Cigna Healthcare?

    Cigna Healthcare offers flexible cover, access to global support services and an extensive network of healthcare professionals. We help you manage your healthcare needs while living abroad.

    With our expatriate medical insurance plans, you can get:

    Lokale en wereldwijde dekking

    Access to a global network of 2,2 million hospitals, clinics and medical professionals

    24/7 ondersteuning

    24/7 multilingual customer support to help you navigate healthcare services

    Comprehensive Plans

    Support for individuals and families, with plans designed for both everyday care and longer-term health needs

    Flexibility and Choice

    Flexible plans designed to reflect your location, lifestyle and healthcare needs
    Vraag vandaag nog een gratis offerte aan

    The benefits of health insurance for expats

    Our cover can help simplify how you manage your healthcare abroad. This gives you a clearer, more consistent way to access care across different stages of your journey.

    Other benefits include:

    • Greater clarity on cover and costs, to help you understand your healthcare options abroad
    • Access to multiple healthcare providers, across your chosen area of cover
    • Flexible options designed to support changing location, lifestyle or family needs
    • Ongoing support to help you navigate healthcare systems in different countries
    • Support for more complex situations, including medical evacuation and access to virtual care services
    • Access to wellbeing support, including mental health services and preventative care options.

    Learn how to prepare for your move abroad

    Who is expat medical insurance for?

    Expat medical insurance is designed for people living, working, or spending extended time abroad who want a consistent way to access healthcare across countries. It supports a wide range of lifestyles, offering flexible cover that can adapt as your circumstances change.
    People discussing in office
    Wereldwijde professionals

    Get a clear and consistent approach to healthcare when relocating abroad for career reasons, or taking on international work assignments. It helps you access treatment locally or internationally, without needing to rely solely on unfamiliar healthcare systems.

    More information for Global Professionals
    Students smiling
    Studenten

    Students studying abroad can benefit from cover that supports both routine healthcare and unexpected medical needs. It provides access to healthcare services and support while living away from home, helping students manage their healthcare needs during their time abroad.

    More information for Students
    Father and son smiling
    Gezinnen

    Get a practical way to manage healthcare for everyone under one plan. Our insurance can support a range of needs, from everyday and maternity care to more complex treatment, with flexibility as your family’s situation evolves.

    More information for Families
    Glimlachende vrouw
    Retirees living abroad

    If you’re spending your retirement overseas, expat health insurance can help you access healthcare in your chosen country, with options to suit your lifestyle. It provides access to healthcare support, helping you enjoy your time abroad with greater certainty around your healthcare arrangements.

    More information for Retirees
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    Onze wereldwijde ziektekostenverzekeringen – uw dekking in één oogopslag

    Cigna Global Health Options

    Wereldwijde zorg van hoge kwaliteit

    Kies uit twee zorgverzekeringen: Wereldwijd of wereldwijd exclusief de VS

    Aanpasbare wereldwijde ziektekostenverzekering

    Met drie niveaus om uit te kiezen, vier optionele extra's en flexibele betalingsopties kunt u een op maat gemaakt, gepersonaliseerd plan samenstellen dat aansluit bij uw gezondheidsbehoeften.

    Uitgebreide dekking

    Krijg toegang tot wereldwijde ziektekostenverzekering voor intramurale zorg, dagopname en spoedeisende hulp. We bieden ook geestelijke gezondheidszorg, pandemiedekking en kankerzorg.
    Bekijk alle aanvullende pakketten van CGHO

    Bouw een plan dat past bij uw behoeftes en budget, kies tussen Silver, Gold of Platinum.

    Silver

    Jaarlijks maximum van $ 1.000.000 voor ziekenhuisopnames en dagbehandeling.

    • Eenpersoonskamer

    • Volledige kankerzorg tot $ 1.000.000

    • Medische foto's en scans tot $ 10.000

    • Revalidatie, waaronder fysiotherapie, tot $ 5.000

    • Spoedeisende hulp-behandeling tot $ 500

    • Geen dekking voor kraamzorg

    • Geen dekking voor obesitasbehandeling

    • Geen dekking voor vruchtbaarheidsbehandeling

    Gold

    Jaarlijks maximum van $ 2.000.000 voor ziekenhuisopnames en dagbehandeling.

    • Eenpersoonskamer

    • Volledige kankerzorg tot $ 2.000.000

    • Medische foto's en scans tot $ 30.000

    • Revalidatie, waaronder fysiotherapie, tot $ 15.000

    • Spoedeisende hulp-behandeling tot $ 1.000

    • Standaarddekking bij zwangerschap tot maximaal $ 7.000

    • Obesitasoperatie tot $ 20.000

    • Geen dekking voor vruchtbaarheidsbehandeling

    Platinum

    Ziekenhuisopname en dagbehandeling worden volledig vergoed.

    • Eenpersoonskamer

    • Volledige kankerzorg

    • Medische foto's en scans volledig vergoed

    • Revalidatie, waaronder fysiotherapie volledig vergoed

    • Spoedeisende hulp-behandeling tot $ 2.000

    • Standaarddekking bij zwangerschap tot maximaal $ 14.000

    • Ziekenhuisopname bij zwangerschap tot $ 14.000

    • Obesitasoperatie tot $ 25.000

    • Onvruchtbaarheidsbehandeling tot $ 10.000

    Key features of Cigna Global Health Options

    • Three levels of cover to choose from: Silver, Gold en Platinum.
    • Annual benefit limits aligned to your chosen level of cover
    • Option to include outpatient, dental, and wellbeing modules
    • Cover for inpatient, day patient, and cancer treatment as standard
    • Global telehealth services for remote consultations where available
    • Medical evacuation and repatriation support included in core plans

    Weet u niet zeker welke wereldwijde ziektekostenverzekering het beste bij uw behoeften past?

    Als u vragen heeft over onze wereldwijde ziektekostenverzekering, aarzel dan niet om contact met ons op te nemen. Of u nu een carrièrestap in het buitenland plant, al in het buitenland woont en werkt, of regelmatig andere landen bezoekt voor zaken, wij staan klaar om u te helpen.

    Bekijk onze Plan Comparison [PDF] of bel ons deskundige verkoopteam op een van deze nummers.

    Wereldwijd: + 44 (0)1475 492119  -  Singapore: +65 3158 7581  -  Verenigde Staten: 877.539.6295
    greenLeaf

    How to create your policy

    Setting up your international medical insurance can be completed in a few simple steps. Build a plan that suits your healthcare needs and choose the level of cover that’s right for you.

    Stap 1: Starten

    Answer a few simple questions about yourself, your location, and your plans abroad. This helps tailor your quote and identifies cover options personal circumstances and requirements.

    Stap 2: Kies uw polis

    Review the available options and select the level of cover that suits your needs, budget, and destination. You can also tailor your plan with additional benefits to match your lifestyle.

    Stap 3: Start your cover

    Once you’re happy with your selection, you can complete your application and receive your quote. Your cover can then begin, giving you a clear and consistent way to access healthcare abroad.

    Wilt u een claim indienen?

    If you need to make a claim, Cigna Healthcare aims to keep the process as simple as possible. When we can, we work to pay healthcare providers directly, so you don’t have to manage the cost yourself. If you do need to pay upfront, claims can be submitted online.

    Reimbursements are typically processed as quickly as possible too, once all required information is received.
    Cigna Leaf

    Why do I need expat medical insurance when working abroad?

    You may be starting a new role overseas, taking on an international assignment, or already building your life in a new country. Expat medical insurance can help you access healthcare services and support while settling into a new environment.

    • Healthcare systems vary. In some locations, access to care may be limited, private treatment can be costly, or health insurance may be a requirement for entry or residency.
    • Having appropriate cover in place can provide a clearer, more consistent way to manage your healthcare, without needing to rely solely on unfamiliar healthcare systems.

      • With health insurance tailored for your expat needs, you can focus on the opportunities ahead, knowing you have access to healthcare services and support.

      Get a free quote in 2 minutes
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    Veelgestelde vragen
    Can I use expat health insurance in any country?

    Expat health insurance can be used across multiple countries, depending on the cover you choose. Some plans are designed for specific regions, while others offer worldwide coverage, with or without the USA.

    It’s important to check your selected level of cover and area of coverage before accessing treatment. Understanding where your policy applies can help you use it effectively in different locations.
    Do I need to declare pre-existing conditions for expat health insurance?

    Yes, you’ll usually need to share details of any pre-existing medical conditions when applying for expat health insurance. Providing accurate information helps us assess your application and determine the cover available to you.
    Wat kost een ziektekostenverzekering voor expats?

    The cost of expat health insurance depends on your individual circumstances and the level of cover you choose.

    Factors such as your age, destination, area of coverage, medical history, and selected benefits can all affect the price. Getting a personalized quote is the best way to understand how much your expat health insurance may cost.

    What’s the difference between expat health insurance and travel insurance?

    Expat health and travel insurance are designed for different purposes. Travel insurance is typically for short trips, while expat health insurance is intended for longer stays or living abroad.

    Do I need expat health insurance when living abroad?

    Expat health insurance is not always a legal requirement, but it can be an important part of preparing for life overseas. Healthcare access, quality, and costs can vary, so having cover can help you access healthcare services while living abroad.

    It can be particularly valuable for families or those planning retirement. You can also explore popular expat destinations to help plan your move.

    What is the best expat insurance?

    The best expat health insurance for you will depend on your individual needs, including where you live, your budget, and the level of cover you’re looking for.

    Plans like Cigna Global Health Options offer flexible levels of cover, access to a global network of providers, and optional benefits. This means you can choose from a range of cover options based on your individual healthcare needs, destination, and preferences.

    © Cigna Healthcare. Alle rechten voorbehouden.

    *NB: dit is een vereenvoudigde weergave van de mogelijke vergoedingen en vermeld niet de voorwaarden en uitsluitingen die per vergoeding van toepassing kunnen zijn. De vergoedingen kunnen van tijd tot tijd veranderen. Sommige vergoedingen kunnen deel uitmaken van een optionele module. Raadpleeg de Klantengids voor meer informatie.

    Deze website wordt aangeboden door Cigna European Services (UK) Limited, een bedrijf naar het recht van Engeland en Wales met als geregistreerd adres 13th Floor, 5 Aldermanbury Square, Londen EC2V 7HR en registratienummer 00199739. De naam Cigna Healthcare, het logo en andere merken van Cigna Healthcare zijn eigendom van Cigna Intellectual Property, Inc., met een licentie voor gebruik door Cigna Group en zijn operationele dochterondernemingen.

    Onze polissen worden onderschreven door Cigna Global Insurance Company Limited, een besloten vennootschap naar Guernseys recht, met maatschappelijke zetel te PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernsey, GY1 4ET en bedrijfsnummer 41925. Cigna Global Insurance Company Limited is door de Guernsey Financial Services Commission gemachtigd en gereguleerd voor het uitoefenen van verzekeringsactiviteiten in Guernsey.

    Deze mededeling wordt uitgegeven en/of verspreid door Cigna Insurance Management Services (DIFC) Limited, dat onder toezicht staat van de Dubai Financial Services Authority.

    Als u deze links selecteert, wordt u weggeleid van Cignaglobal.com. Cigna Healthcare heeft geen controle over de inhoud of links op de gelinkte sites.