Internationale gezondheidspolissen
Our solution: Cigna Global Health Options
A flexible health plan to meet specific individual needs
Cover for an individual expat or for the whole family
Available from the age of 18 years old with no upper age limit
Efficient and dedicated customer support (including advisors, nurses and doctors)
At Cigna Healthcare we specialise in international health insurance for globally mobile individuals. Wij wijden ons volledig aan het helpen van onze klanten om hun algehele gezondheid en welzijn beter te beheren en ervoor te zorgen dat onze klanten kwaliteitszorg krijgen wanneer ze die nodig hebben, zodat zij zich kunnen focussen op wat ertoe doet: hun herstel.
Annual maximum of $1.000.000 for inpatient and daypatient treatment.
Eenpersoonskamer
Full cancer care up to $1.000.000
Medical Imaging and scans up to $10.000
Rehabilitation, including Physiotherapy, up to $5.000
A&E Room Treatment up to $500
No inpatient maternity covered
Annual maximum of $2.000.000 for inpatient and daypatient treatment.
Eenpersoonskamer
Full cancer care up to $2.000.000
Medical Imaging and scans up to $15.000
Rehabilitation, including Physiotherapy, up to $10.000
A&E Room Treatment up to $1.000
Newborn care cover up to $75.000
Inpatient Maternity up to $7.000
Inpatient and daypatient treatment is Paid in Full.
Eenpersoonskamer
Volledige kankerzorg
Medical Imaging and scans Paid in Full
Rehabilitation, including Physiotherapy Paid in Full
A&E Room Treatment up to $2.000
Newborn care cover up to $156.000
Inpatient Maternity up to $14.000
Mental & Behavioural Healthcare Paid in Full
Coverage across the globe wherever you are located, with the option to include the USA.
We give you choices to built the appropriate level of cover with a plan that moves with you in over 200 countries and jurisdictions.
From 18 year old, you can enrol to your own policy and keep it as long as required. We don’t apply an age limit on our international health plans.
Extensive programmes and additional resources to look after your mental health and emotional wellbeing.
An overview of key benefits, for full benefits please view Product Brochure [PDF]
| Plan tier | Silver | Gold | Platinum |
|---|---|---|---|
|
Dekkingsgebied |
Worldwide or Worldwide excluding USA |
||
| Annual overall benefit maximum – per beneficiary per period of cover | Silver | Gold | Platinum |
|
$ 1.000.000 |
$ 2.000.000 |
✓ |
|
| Ziekenhuiskosten | Silver | Gold | Platinum |
| ✓ Private room | ✓ Private room | ✓ Private room | |
| Geavanceerde medische beeldvorming (MRI-, CT- en PET-scans) | Silver | Gold | Platinum |
| As part of impatient, daypatient or outpatient treatment. | $ 10.000 | $ 15.000 | ✓ |
| Geestelijke en gedragsmatige gezondheidszorg | Silver | Gold | Platinum |
| $ 5.000 | $ 10.000 | ✓ | |
| Kankerzorg | Silver | Gold | Platinum |
| ✓ | ✓ | ✓ | |
| Noodziekenhuisopname buiten het dekkingsgebied | Silver | Gold | Platinum |
| $ 100.000 | $ 250.000 | ✓ | |
| Routine maternity cover (12 months) | Silver | Gold | Platinum |
| ✕ | $ 7.000 | $ 14.000 | |
| Wereldwijde telezorg met Teladoc | Silver | Gold | Platinum |
|
Onbeperkt aantal medische consultaties |
|||
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
$ 1.000.000
$ 2.000.000
✓
✓Private room
✓Private room
✓Private room
As part of impatient, daypatient or outpatient treatment.
$ 10.000
$ 15.000
✓
$ 5.000
$ 10.000
✓
✓
✓
✓
$ 100.000
$ 250.000
✓
✕
$ 7.000
$ 14.000
Onbeperkt aantal medische consultaties
The following sections detail the optional benefits you can choose to add to your core cover. For full list of optional benefits, please view the Product Brochure
The International Outpatient optional module provides more comprehensive outpatient care where a hospital admission as a daypatient or inpatient is not required, including consultations with specialists, prescribed outpatient drugs and dressings, rehabilitation, genetic cancer testing and much more. For a more detailed overview of the optional International Outpatient module, please view our Product Brochure [PDF]
| Annual International Outpatient benefit maximum – per beneficiary per period of cover | Silver | Gold | Platinum |
|---|---|---|---|
| $ 15.000 | $ 35.000 | ✓ | |
| Consultations with medical practitioners and specialists (in-person or virtual appointments) | Silver | Gold | Platinum |
| $ 2.500 | $ 5.000 | ✓ | |
| Voorgeschreven medicijnen en verbandmateriaal | Silver | Gold | Platinum |
| $ 1.500 | $ 3.000 | ✓ | |
| Pathologie, radiologie en diagnostische tests (met uitzondering van geavanceerde medische beeldvorming) | Silver | Gold | Platinum |
| $ 2,5000 | $ 5.000 | ✓ | |
| Pre-natal and post natal care | Silver | Gold | Platinum |
| ✕ | $ 3.500 | $ 7.000 | |
| 60+ Care | Silver | Gold | Platinum |
| $ 500 | $ 1.000 | $ 2.000 |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
$ 15.000
$ 35.000
✓
$ 2.500
$ 5.000
✓
$ 1.500
$ 3.000
✓
$ 2,5000
$ 5.000
✓
✕
$ 3.500
$ 7.000
$ 500
$ 1000
$ 2.000
Wij begrijpen het belang van uw algehele welzijn en een evenwichtig leven. Naast gezondheidsscreenings, tests en onderzoeken geeft deze module u en uw gezin ook de mogelijkheid om uw individuele dagelijkse gezondheid en welzijn te verbeteren. Your Wellness companion, comprising of the Life Management Assistance programme and the Wellness Coaching, is available to help you and your family stay healthy and well, both physically and mentally.
| Levensmanagement ondersteuningsprogramma | Silver | Gold | Platinum |
|---|---|---|---|
| 24/7 access to counsellors for mental and behavioural health support. | ✓ | ✓ | ✓ |
| Telefonische welzijnscoaching | Silver | Gold | Platinum |
| Access to a personal wellness coach for lasting lifestyle changes. | ✓ | ✓ | ✓ |
| Ondersteuningsprogramma mentale gezondheid | Silver | Gold | Platinum |
| Maximaal 20 face-to-face counselingsessies per aandoening per dekkingsperiode. | ✓ | ✓ | ✓ |
| Standaard lichamelijk onderzoek voor volwassenen | Silver | Gold | Platinum |
| $ 225 | $ 450 | $ 600 | |
| Voetverzorging door een chiropodist of podotherapeut | Silver | Gold | Platinum |
| $225 up to 5 sessions | $450 up to 10 sessions | $900 up to 15 sessions | |
| Cancer Screenings | Silver | Gold | Platinum |
| $ 225 | $ 450 | ✓ |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
24/7 access to counsellors for mental and behavioural health support.
✓
✓
✓
Access to a personal wellness coach for lasting lifestyle changes.
✓
✓
✓
Maximaal 20 face-to-face counselingsessies per aandoening per dekkingsperiode.
✓
✓
✓
$ 225
$ 450
$ 600
$225 up to 5 sessions
$450 up to 10 sessions
$900 up to 15 sessions
$ 225
$ 450
Internationale oogheelkunde en tandheelkunde dekt routinematig oogonderzoek van de verzekerde, en de kosten van brillen en contactlenzen. Dekt tevens een breed assortiment van preventieve, routinematige en uitgebreide tandheelkundige behandelingen.
| Annual Dental Treatment benefit maximum | Silver | Gold | Platinum |
|---|---|---|---|
| $ 1.250 | $ 2.500 | $ 5.500 | |
| Preventief (3 months) | Silver | Gold | Platinum |
| ✓ | ✓ | ✓ | |
| Routine (3 months) | Silver | Gold | Platinum |
| 80% vergoeding | 90% vergoeding | ✓ | |
| Ingrijpend restauratief (12 months) | Silver | Gold | Platinum |
| 70% vergoeding | 80% vergoeding | ✓ | |
| Orthodontische behandeling (18 months) | Silver | Gold | Platinum |
| 40% vergoeding | 50% vergoeding | 50% vergoeding |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
$ 1.250
$ 2.500
$ 5.500
✓
✓
✓
80% vergoeding
90% vergoeding
✓
70% vergoeding
80% vergoeding
✓
40% vergoeding
50% vergoeding
50% vergoeding
International Medical Evacuation provides coverage for reasonable transportation costs to the nearest centre of medical excellence in the event that treatment is not available locally in an emergency. This option also includes medical repatriation coverage, as a result of a serious illness or after a traumatic event or surgery. Compassionate visits for a parent, spouse, partner, sibling or child to visit a beneficiary after an accident or sudden illness will also be covered.
| Medische evacuatie | Silver | Gold | Platinum |
|---|---|---|---|
| ✓ | ✓ | ✓ | |
| Medische repatriëring | Silver | Gold | Platinum |
| ✓ | ✓ | ✓ | |
| Crisis Assistance Plus Programme |
This programme is provided by global crisis response experts, FocusPoint International®, who support global travellers with 24/7 multilingual response centres and resources in over 100 countries. Crisis Assistance Plus™ (CAP) provides time-sensitive advice and coordinated in-country crisis assistance for risks when travelling. |
||
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
✓
✓
✓
✓
✓
✓
Let op: dit is een vereenvoudigde weergave van de mogelijke vergoedingen en vermeldt niet de voorwaarden en uitsluitingen die op vergoedingen van toepassing kunnen zijn. U kunt de klantengids bekijken voor volledige informatie over de vergoedingen. Prijzen worden alleen weergegeven in Amerikaanse dollar (USD). Bekijk de verkoopbrochure voor de vergoedingslimieten in EUR/GBP.
You can select the right plan based on your individual situation.
You'll get access to a multilingual service with 24/7 availability.
With Cigna Healthcare, you have access to over 300.000 mental and behavioural health care providers, more than 67.000 contracted pharmacies, and over 150 in-house doctors and nurses.
Our Cigna Wellbeing™ app gives you access to a range of features, including the Global Telehealth service to easily and quickly speak with a doctor or specialist
At Cigna Healthcare, we believe a customer of any age deserves to access suitable healthcare for their needs. This is why we do not terminate a customer’s health insurance policy based on their age and we do not implement an age cap on any of our plans.
We look after our customers though access to over 2,2 million partnerships, including 300.000 mental and behavioural health care providers, more than 67.000 contracted pharmacies, and over 150 in-house doctors and nurses. We offer in network direct billing, and for all inpatient and daypatient treatment we require prior authorisation, which simplifies your customer journey.
As a Cigna Global Health Options Customer, you have access to our Mental and Behavioural Health Care covered under your core inpatient and daypatient benefit within the international health plans as standard. We have an optional health and wellbeing module which offers our Life Management Assistance Programme providing confidential assistance with any work, life, personal or family issue that matters to you through counselling, telephone support and online programmes.